Mutual fund rolling returns calculator
One start date can flatter or punish a fund. Rolling returns measure every overlapping window of a chosen length across its published NAV history, so you see the average, median, best and worst, not a single point-to-point line. Pick a featured scheme below, or look up any AMFI-listed fund.
Trailing returns as of the latest published NAV. Under 1 year would show absolute return; all periods here are annualised (CAGR). Past performance does not guarantee future returns.
Or look up a specific fund and a rolling period
Rolling summary
Average, median, best and worst across windows
See consistency across every window
Pick a real scheme and a period length (1Y to 10Y). We measure every overlapping window in its AMFI NAV history, then show average, median, best and worst.
Search any AMFI-listed fund, or customise one from the table above
Past performance is not a guarantee of future results. Figures use published AMFI NAVs, exclude exit load and capital-gains tax, and are for education only - not investment advice.
How this is calculated
Choose a period length (1, 3, 5, 7 or 10 years). For every trading day the scheme has published a NAV, we find the NAV roughly that many years later, compute the annualised return (CAGR) of that window, then slide the start forward by one trading day and repeat. The result is a long series of overlapping CAGRs, typically thousands of windows for a mature equity fund, which we summarise as average, median, best and worst, and show as a timeline and distribution.
The exact formula (per window)
years = (end date − start date) ÷ 365.25 CAGR = (NAV_end ÷ NAV_start)^(1 ÷ years) − 1 Then across all windows: average, median, best (max), worst (min)
Why it matters. A fund that returned 18% over the last five years may have delivered that only from one lucky start. Rolling returns ask: across every five-year stretch in its history, what did investors typically get, and how often was it poor?
Results reflect what already happened to this scheme. They are not a promise about what it, or any fund, will return in future. Figures exclude exit load and tax on capital gains.
Frequently asked questions
- How are rolling returns different from trailing (point-to-point) returns?
- Trailing returns measure one window ending today (for example, the last 5 years). Rolling returns measure every overlapping window of that length across the fund’s history, then summarise them. That shows consistency — how often and how strongly the fund delivered — instead of a single lucky or unlucky start date.
- How is the rolling return for each window calculated?
- For each trading-day start in the scheme’s NAV history, we take the NAV about N years later, compute the CAGR of that window, then shift the start forward by one trading day and repeat. The average, median, best and worst are taken from that full set of CAGRs.
- Where does the NAV data come from?
- From AMFI (the Association of Mutual Funds in India), the official body every AMC reports NAVs to. We do not use any distributor’s own figures.
- Does this include exit load or capital gains tax?
- No. Figures are based on published NAVs only, before any exit load and before tax on gains. Both would reduce what you actually receive on redemption.
Keep going
Run the numbers
CAGR calculator
The compound annual growth rate (CAGR) is the smoothed yearly rate at which an investment grew from its starting value to its ending value.
Also useful: Lump Sum Returns, SIP Returns
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