GTP Fintech

Free financial calculators for India

Planning tools use an assumed return. Real scheme returns use live AMFI NAV history. No sign-up — start with the step-up SIP calculator. Use investing tools for corpus maths, goal tools when you have a target date, tax and deposit tools for 80C / PPF / FD, and the real-NAV family when you want what a scheme actually returned.

Popular tools Real NAV tools

Start here

The tools people open most often, plus real-NAV SIP returns.

Popular

Step-up SIP

Raise SIP each year and see the compounding edge

Open

Popular

Goal SIP

Work backwards from a target corpus to monthly SIP

Open

SWP

See how long a corpus lasts with monthly withdrawals

Open

Real NAV

SIP

Monthly SIP into a real scheme’s historical NAVs

Open

Real scheme returns

Actual AMFI NAV history for a scheme you pick. Not an assumed rate.

Lump sum

One-time buy on a real scheme’s NAV history

Open

Rolling

Every overlapping window, not one cherry-picked period

SIP

Monthly SIP into a real scheme’s historical NAVs

NAV path

Scheme unit-price path over a From-To window

SWP

Historical SWP: withdrawals and residual value on real NAVs

Insights

Latest NAV, trailing returns and NAV chart for a scheme

Growth

Illustrate compounding with an assumed return you choose.

Step-up SIP

Raise SIP each year and see the compounding edge

SIP

Estimate maturity of a fixed monthly SIP

Lumpsum

Project a one-time investment at an assumed return

CAGR

Find the compound annual growth rate

XIRR

Annualised return for a SIP with dates

Goals

Back into the SIP or corpus needed for a named target.

Goal SIP

Work backwards from a target corpus to monthly SIP

Retirement

Size the corpus and SIP for retirement

NPS

Project NPS-style contributions to a retirement corpus

Child education

Plan SIP for a future education goal

Wedding fund

Plan SIP for a future wedding goal

Car / home

Plan SIP for a car or home down payment

Cost of delay

Cost of waiting before you start a SIP

Inflation

See tomorrow’s cost of today’s rupee

Protection

Size life cover before you compare premiums.

HLV / Term cover

Size term cover with human life value

Withdrawals

Model drawing down a corpus over time — projected or on real NAVs.

SWP

See how long a corpus lasts with monthly withdrawals

Tax & debt

Section 80C ELSS and loan EMI maths.

ELSS / 80C

80C ELSS investment vs tax saved

EMI

Break a loan into EMI, interest and tenure

Savings & deposits

PPF, FD, RD and Sukanya at fixed rates.

PPF

Project PPF maturity with yearly deposits

Estimate fixed-deposit maturity value

Estimate recurring-deposit maturity value

Sukanya Samriddhi

Project Sukanya Samriddhi maturity

Coming soon

Income Tax Calculator
Gratuity Calculator

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